Why You Should Think Twice Before Aggressively Paying Off Student Loans
Not all debt is the same, nor should be your strategy for repayment. With student loans, a comparably low interest rate is just one factor to consider.
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Here's How Long You Should Hold Onto Your Credit Card Statements
If you haven't yet gone paperless, then you likely have credit card statements around the home. Can you toss them? Before you do, be sure you won't need them.
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What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
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What You Need To Know Before Investing In ETFs
ETFs, or exchange-traded funds, are a type of investment fund that you might want to consider in your portfolio, as you diversify it for maximum growth.
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Are Home Equity Loans Tax-Deductible?
If you take out a home equity loan, can you deduct the interest? There are two factors that will determine whether or not you can, as well as if you'll want to.
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13 Products You Should Always Buy In-Store Instead Of Online
Online shopping is easy and convenient, but you often don't know exactly what you're getting, making certain factors tough to account for.
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What Is The Latte Effect And How Does It Impact You?
The latte effect isn't about coffee, per se. But thinking about coffee, specifically a latte, is one way to think about how we spend money day to day.
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How Much Should You Spend On A Wedding Present?
The bridal registry dates back to 1924 (and Marshall Field's). Registries make choosing a good gift simpler, but you still need to decide how much to spend.
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What You Should Know About Dave Ramsey's Baby Steps
Chances are you've heard of Dave Ramsey's money management plan 7 Baby Steps. We take a closer look at each step and what to keep in mind, specifically for you.
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Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
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5 Things A Debt Collector Is Legally Allowed To Do
While the Fair Debt Collection Practices Act limits what a debt collector can do, there are still avenues they can take to make your life difficult for years.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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How Much Do Americans Spend On Fast Food?
As the popularity of fast food in America grows, so too does the average amount we spend to eat it, whether we get it delivered or we pick it up ourselves.
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Is Southwest's Companion Pass Really Worth It?
The Southwest Companion Pass can be a valuable perk for those who prefer traveling with another person. But, this pass isn't easy to obtain; it takes spending.
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Things You Should Never Buy Used
While it pays to be thrifty, there are certain items you should only buy new. So, next time you're browsing a yard sale, we say to pass on these bargains.
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Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
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How Much Do Americans Spend On Black Friday?
While Black Friday used to refer to the day after Thanksgiving, these days, that definition is too narrow to describe how shoppers shop during this period.
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Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
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How Making A Home Inventory Could Save You Thousands Of Dollars
Per the Insurance Information Institute, 65% of U.S. homes were insured as of 2022. In addition to this protection, you also need to know what's in your home.
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Do Banks Monitor Your Spending Habits?
As with any business, banks like to collect data. This said, the kind of data banks and credit unions have access to may surprise, in how comprehensive it is.
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Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
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Financial Traps Keeping You In The Middle Class
According to Pew Research analysis, around 50% of American households in 2021 fell into the middle-class category, representing an 11% drop from 1971.
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You Shouldn't Leave A Large Balance In Your Venmo Account. Here's Why
People may think of P2P payment apps as banks (especially since banks have their own apps), but they're different, starting with how your money is protected.
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How Much Do Americans Spend On Christmas?
Spending records in 2023 tell only part of the story for holiday shopping in the U.S. Let's also look at what people are buying and who's spending the most.
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11 Small Appliances That Will Help Slash Your Power Bill
Running large applainces non-stop in your home can drive your utility bills through the roof, so try these smaller appliances instead.
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What Is Revenge Spending And How Do You Avoid It?
Revenge spending, which made news following the pandemic shutdowns, slowed in 2023, but this type of spending also happens daily on a more individual level.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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