How To Choose The Best Home Improvement Loan For Your Renovation
When borrowing money to repair and/or renovate your home, there are actually several options. One risky one, however, is often best left on the table.
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Nearly 40% More Americans Prefer This Banking Method To Visiting A Branch
As with shopping, more people are using mobile/online banking these days. Still, there continue to be customers who prefer what branches offer.
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How A Social Security Do-Over Could Mean A 24% Boost For Your Checks
According to the National Institute on Retirement Security, 40.2% of Americans only receive income from Social Security in retirement.
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Do Americans Spend Too Much On Halloween? The Data Is Alarming
While not at Christmas or Valentine's levels, Americans spend a lot to celebrate Halloween. This said, experts estimate 2024 to be down versus 2023.
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Can You Use A 529 Plan To Pay Off Your Student Loans?
A number of things changed for 529 plans in 2019 with the SECURE Act, and then again in 2022 with the SECURE Act 2.0. One of these concerned student loan debt.
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You've Been Warned: Not Investing By This Age Will Cost You
Starting to save for retirement sooner rather than later will make it easier on you. After all, that's why there are catch-up contributions at age 50.
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What This 65-Year-Old Pizza Chain's Bankruptcy Means For Its Restaurants
For Northern California residents, chances are they've popped into a Mary's Pizza Shack. But after 65 years, in September, Mary's declared bankruptcy.
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The History Of Hindenburg Research, And How It Affects Company Stocks
Hindenburg Research is a short seller more known for its "forensic financial research." Since 2017, this reporting has led to the fall of numerous companies.
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12 Things Frugal People Will Always Refuse To Buy
Frugal travelers are always keen to save rather than spend, particularly when it comes to wasteful purchases like paper towels or bottled water.
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Your Retirement Lifestyle Ultimately May Determine Your Retirement Success
When planning for retirement, understanding how much you'll need to fund your retirement lifestyle is a major consideration not everyone accounts for.
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Reaching This Savings Milestone Is More Significant Than You Realize
According to the Federal Reserve, the median savings for U.S. households is $8,000. While not quite $8K, reaching this milestone is a significant one.
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Why Costco Is One Of The Best Places To Buy Wine For Extra Savings
Many may not think of Costco when it comes to wine, but many others do, as it ranks consistently as one the largest wine retailers in the entire U.S.
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Is There A Best Day Of The Week To Buy Stocks?
Buying stocks solely on a single day of the week is a long-existing theory that some investors choose to follow, but whether it works is another story.
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What Are Unrealized Capital Gains And How Does It Affect You?
Long-term capital gains are taxed at a 0%, 15%, or 20% rate, depending on your income, but some wealthy Americans manage to avoid this tax liability.
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The Average Person's Net Worth In Their 50s
Everyone's different but looking at the average net worth of people in your age group can give you a new perspective on where you are in your savings.
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Can You Contribute To A Roth IRA After Retiring?
Roth IRAs are funded with after-tax dollars. Earned income is the key to this question, and the eligibility rule applies regardless of a person's age.
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Clever Tricks To Save You More Money At Sam's Club
As a Sam's Club member, you already get a discount on products, from food to clothing to books and furniture, but there are additional ways to save.
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Trump's 'Dramatic' Answer To Dave Ramsey's Inflation Question Speaks Volumes
In discussing inflation with radio host Dave Ramsey, Republican presidential candidate Donald Trump shared his plans for United States energy.
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How Some Americans Qualify For $500 A Month With No Obligation
Across the U.S., pilot programs for guaranteed basic income are being tested, with one program in particular, in LA County, seeing positive momentum.
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Why Time In The Market Almost Always Beats Timing The Market
We spoke with Peak Retirement Planning CEO Joe F. Schmitz Jr. about timing the market and why time in the market, for most, results in better success.
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It's Impossible To Recover Your Money From This Untraceable Type Of Fraud
WalletHub reports gift card sales will increase by 7% in 2024. For many, you can't go wrong giving a gift card, but that doesn't account for scammers.
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The Largest Electronics Retailer In The US Is Closing More Stores
In an earnings call in February 2024, this electronics retailer shared it would be closing ~1% to 2% of its stores in fiscal years 2024 and 2025.
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Why It's Important To Factor Social Security Into Your Estate Planning
The Social Security Administration has a specific way of handling benefits for anyone who needs help managing their money, like in the event of death.
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What Is A Pawnshop Loan? (And Why They're So Risky)
IBISWorld reports the number of pawnshops in the U.S. in 2023 declined 3.3% from 2022. That said, there are over 7,850 pawnshops in the country.
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The $2 Bill That's Actually Worth A Ton Of Money
Though rarely used or seen, there are actually a lot of $2 bills out there. The Federal Reserve reports there's $3.2 billion worth of Toms in circulation.
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You've Been Warned: Think Twice About Retiring Early, Says CFP
We spoke with CFP Lawrence Sprung about the pros and cons of retiring early. Full retirement age is now 66 or 67, depending on the year you were born.
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Is Social Security Going To Run Out? These Scenarios Are Concerning
Social Security insolvency doesn't mean there's no money left, only that beneficiaries may start to see a reduction in their benefits. Also, a delay.
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