How Does A Self-Directed IRA Work?
A self-directed individual retirement account, or SDIRA, allows for greater portfolio diversification for account owners. However, there are rules.
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What Is A Title Loan? (And Why They're So Risky)
Title loans are a type of loan consumers might consider if their options are limited. Despite the risky loan terms, here's why people still use them.
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How Donating Plasma Could Get You In Trouble With The IRS
Many may not realize, but you get paid for plasma donations. If you "earn" more than a certain amount, you'll need to make sure the IRS knows, too.
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Why Mega Millions Winners Don't Always Claim Their Prize Money Immediately
After hitting a jackpot like Mega Millions, you might think winners run to claim their prize. This isn't the case. Here's why some choose to hold off.
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When Should You Start Lowering The Price Of Your Home To Sell It Faster?
Browsing real estate listings, you'll notice price reductions aren't uncommon. However, how successful this is depends largely on when you do so.
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The Most Expensive US Cities For One-Bedroom Apartments
Per the National Multifamily Housing Council, there are 23 million apartment units in the U.S., of which 41% are one-bedroom units (the most common).
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Its Official: The New COLA For Social Security Benefits Has Been Revealed
The Social Security Administration announced today the cost-of-living adjustment for 2025. In the end, next year's COLA is what the experts predicted.
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Scam Warning: Never Fall For These Door-To-Door Sales Scam Tactics
Selling door to door is far less common today. If someone does knock on your door, here's how to tell if it's a legitimate offer or an old-school scam.
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The Truth About Stablecoins: How They Work, And What's Their Future?
While you may never have heard of a stablecoin before, the crypto asset actually dates back to 2014, when the first stablecoin, BitUSD, was launched.
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Expect An Above-Average COLA If Your Social Security Check Beats This Number
While the COLA rate is the same for everyone (e.g., 3.2% in 2024), how it changes the amount of a Social Security check is different for every beneficiary.
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Trader Joe's Vs. Whole Foods: Which Grocery Chain Is Cheaper?
Whole Foods and Trader Joe's have quite different reputations when it comes to savings, but is this still reality for the two popular grocery chains?
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One Of America's Biggest Discount Retailers Is Closing More Stores
This discount retailer reported sales losses for three years in a row between 2021 and 2023. In September 2024, it filed for bankruptcy protection.
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The 2024 Tax Extension Deadline Is Fast Approaching. What Happens If You Miss It?
The IRS offers taxpayers a one-time tax-filing extension every spring. In April 2024, the IRS estimated 19 million taxpayers would file for an extension.
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How Scammers Are Targeting The Country's Most Vulnerable
The Pew Research Center reports 12.5% of the population uses SNAP benefits (as of April 2023). Unfortunately, scammers are now targeting recipients.
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How To Choose The Best Home Improvement Loan For Your Renovation
When borrowing money to repair and/or renovate your home, there are actually several options. One risky one, however, is often best left on the table.
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Nearly 40% More Americans Prefer This Banking Method To Visiting A Branch
As with shopping, more people are using mobile/online banking these days. Still, there continue to be customers who prefer what branches offer.
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How A Social Security Do-Over Could Mean A 24% Boost For Your Checks
According to the National Institute on Retirement Security, 40.2% of Americans only receive income from Social Security in retirement.
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Do Americans Spend Too Much On Halloween? The Data Is Alarming
While not at Christmas or Valentine's levels, Americans spend a lot to celebrate Halloween. This said, experts estimate 2024 to be down versus 2023.
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Can You Use A 529 Plan To Pay Off Your Student Loans?
A number of things changed for 529 plans in 2019 with the SECURE Act, and then again in 2022 with the SECURE Act 2.0. One of these concerned student loan debt.
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You've Been Warned: Not Investing By This Age Will Cost You
Starting to save for retirement sooner rather than later will make it easier on you. After all, that's why there are catch-up contributions at age 50.
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What This 65-Year-Old Pizza Chain's Bankruptcy Means For Its Restaurants
For Northern California residents, chances are they've popped into a Mary's Pizza Shack. But after 65 years, in September, Mary's declared bankruptcy.
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The History Of Hindenburg Research, And How It Affects Company Stocks
Hindenburg Research is a short seller more known for its "forensic financial research." Since 2017, this reporting has led to the fall of numerous companies.
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12 Things Frugal People Will Always Refuse To Buy
Frugal travelers are always keen to save rather than spend, particularly when it comes to wasteful purchases like paper towels or bottled water.
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Your Retirement Lifestyle Ultimately May Determine Your Retirement Success
When planning for retirement, understanding how much you'll need to fund your retirement lifestyle is a major consideration not everyone accounts for.
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Reaching This Savings Milestone Is More Significant Than You Realize
According to the Federal Reserve, the median savings for U.S. households is $8,000. While not quite $8K, reaching this milestone is a significant one.
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Why Costco Is One Of The Best Places To Buy Wine For Extra Savings
Many may not think of Costco when it comes to wine, but many others do, as it ranks consistently as one the largest wine retailers in the entire U.S.
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Is There A Best Day Of The Week To Buy Stocks?
Buying stocks solely on a single day of the week is a long-existing theory that some investors choose to follow, but whether it works is another story.
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