Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
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5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
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Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
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Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
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Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
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Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
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How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
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What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
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What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
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5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
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Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
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Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
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The Dark Truth Behind Credit Card Rewards
Credit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
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How To Check Your Credit Card Approval Odds Without Hurting Your Credit Score
Applying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
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Why You Should Think Twice Before Lowering Your Credit Card Limit
While you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
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Are The Southwest Credit Card Perks Worth The Cost?
There are three tiers to the Southwest Rapid Rewards credit card: Plus, Premium, and Priority. While perks increase with each tier, so does the annual fee.
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Things You Should Always Pay For With A Credit Card
Responsibly using a credit card can not only help your credit history/score, but can also result in savings and extra cash through points, rewards, and perks.
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Red Flags You Should Look For When Choosing A Credit Card
Credit cards can be a great tool for building credit and floating yourself during a pinch, but watch out for cards that employ discreet tactics.
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12 Simple Tricks To Improve Your Credit Score
Building your credit score doesn't have to be only a long-term game. There are ample quick and easy steps you can take to see progress.
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Dave Ramsey's Worst Financial Advice
Dave Ramsey is a financial guru known for being very opinionated in his advice, but it turns out that some of that advice misses the mark.
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How To Spot A Credit Card Skimmer Before It's Too Late
Though contactless payment is common today, there are still times when you'll need to insert your credit/debit card, which can leave you vulnerable to skimmers.
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14 Little-Known Credit Cards Perks You Should Be Taking Advantage Of
Credit cards are valuable for more than just point-of-purchase power. Used correctly, that can earn you everything from free travel to nights out.
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The One Type Of Credit Card Dave Ramsey Warns To Avoid At All Costs
Dave Ramsey's aversion to credit cards is well-known, and his disdain extends to this one type of credit card, too, in spite of its more limited spending power.
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Bad Credit Affects You In More Ways Than You Realize
Bad credit affects more than simply your ability to borrow money, and it can have far-reaching impacts across your entire lifestyle.
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Think Twice Before Closing A Credit Card. Here's Why
Closing a credit card isn't only about your credit card, but about your credit score as well, which is why you should think about the bigger credit picture.
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Think Twice Before Using Your Debit Card To Pay For Gas. Here's Why
The next time you pull up to the pump to fill your car's tank with gas, take a moment to observe the panel. Doing so could save your debit card from theft.
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Don't Believe This Credit Card Myth That's Hurting Your Credit Score
An excellent credit score is the goal of every consumer, but in your efforts to achieve it, you may be following a myth that's actually hurting your score.
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