Ways To Stop Receiving Credit Card Junk Mail
Getting nonstop credit card offers is all too common, especially when credit scores are on the rise. Here's how to get them to stop ... or at least, to lessen.
Read More-
-
What To Know About Credit Card Debt Forgiveness
While credit card forgiveness exists, it's rare for a debt to be totally forgiven; instead, you'll likely need to explore alternatives, which we go over here.
Read More -
Is Costco's Anywhere Visa Card Actually Worth The Cost?
The only credit cards accepted at Costco are those that use the Visa network. One way to always have a card that works on hand is to get the Anywhere Visa.
Read More -
Things To Keep In Mind Before Consolidating Your Debt
Consolidating debt is one way to get out from under mounting debt. However, it's not a solution for everyone, nor does it magically wave your debt away.
Read More -
Are TJX Rewards Platinum Mastercard Perks Worth The Cost?
For TJX-brand shoppers, a store credit card sounds practical. Yet, along with the perks, you should also weigh the consequences of taking on a new card.
Read More -
5 Key Things To Know Before Applying For A Student Credit Card
Consumers often get their first credit card in their name in college. Before you do, though, be aware of what it means to have (and use) a card of your own.
Read More -
Here's How Long It Typically Takes To Get Approved For A Credit Card
In 2022, Americans added 31.7 million new credit card accounts, according to Experian. When applying for a new card, here's how long the approval process takes.
Read More -
Reconsider Using Your Debit Card When Shopping Online. Here's Why
Many people use debit cards to control their spending. Yet, with regard to online shopping, there are a few things every debit-card holder should keep in mind.
Read More -
Is The Hilton Honors American Express Card Truly Worth The Cost?
While the Hilton Honors card from American Express doesn't require an annual fee, the cost of this card lies in the opportunity cost of choosing this card.
Read More -
Tips For Getting Your Credit Card's Annual Fee Waived
If your credit card's annual fee is coming due, you may be debating on whether to keep the card or not. Can the fee be waived? Perhaps. Here are your options.
Read More -
How Boosting Your Credit Limit Can Affect Your Credit Score
Raising your credit limit can immediately impact one particular part of your credit score: your credit utilization ratio. But it will also affect other parts.
Read More -
What You Might Not Know About Pending Credit Card Transactions
It seems to take some pending credit card transactions longer to process than others. Here's why that may be and how these delays can impact you and your card.
Read More -
What Happens To Your Credit Score When You Settle Debt
While past-due debt can negatively affect your credit score, you'd assume that finally settling that debt will be a positive, but it's not that simple.
Read More -
5 Things To Do Before You Dispute A Credit Card Charge
If you find a mysterious charge on your statement, a natural reaction would be to dispute it with the issuer. Before you do so, though, first do some sleuthing.
Read More -
Here's What Happens If You Exceed Your Credit Card Limit
While exceeding your credit card limit isn't possible on all cards, it can happen. If so, expect fees; though there's a setting you'll want to look into, too.
Read More -
Will Two Credit Cards Build Your Credit More Quickly?
You may have heard that a second credit card can help you raise your credit score more quickly, but there's more to it. You'll need to consider all factors.
Read More -
The Dark Truth Behind Credit Card Rewards
Credit card rewards may seem like free money, but the truth is, they're not. Card issuers recoup that money in a few ways, actually making money in the process.
Read More -
How To Check Your Credit Card Approval Odds Without Hurting Your Credit Score
Applying for a new credit card is a risk, as there's no guarantee you'll be approved. However, you can better your odds by applying for the right card.
Read More -
Why You Should Think Twice Before Lowering Your Credit Card Limit
While you surely have good reasons to lower your credit limit, before you do, be sure to consider all that your credit limit affects (like your credit score).
Read More -
Are The Southwest Credit Card Perks Worth The Cost?
There are three tiers to the Southwest Rapid Rewards credit card: Plus, Premium, and Priority. While perks increase with each tier, so does the annual fee.
Read More -
Things You Should Always Pay For With A Credit Card
Responsibly using a credit card can not only help your credit history/score, but can also result in savings and extra cash through points, rewards, and perks.
Read More -
Red Flags You Should Look For When Choosing A Credit Card
Credit cards can be a great tool for building credit and floating yourself during a pinch, but watch out for cards that employ discreet tactics.
Read More -
12 Simple Tricks To Improve Your Credit Score
Building your credit score doesn't have to be only a long-term game. There are ample quick and easy steps you can take to see progress.
Read More -
Dave Ramsey's Worst Financial Advice
Dave Ramsey is a financial guru known for being very opinionated in his advice, but it turns out that some of that advice misses the mark.
Read More -
How To Spot A Credit Card Skimmer Before It's Too Late
Though contactless payment is common today, there are still times when you'll need to insert your credit/debit card, which can leave you vulnerable to skimmers.
Read More -
14 Little-Known Credit Cards Perks You Should Be Taking Advantage Of
Credit cards are valuable for more than just point-of-purchase power. Used correctly, that can earn you everything from free travel to nights out.
Read More -
The One Type Of Credit Card Dave Ramsey Warns To Avoid At All Costs
Dave Ramsey's aversion to credit cards is well-known, and his disdain extends to this one type of credit card, too, in spite of its more limited spending power.
Read More
