Credit card debt in the U.S. is skyrocketing, with total debt balances hitting record breaking all-time highs, and more families struggling than ever before.
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A new credit card merger could finally challenge Visa and Mastercard's duopoly in the credit card space, not to mention provide customers with new perks.
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The Disney Visa card from Chase comes in two versions: no annual fee and annual fee (Premier). Here, we take a look at each and weigh the cost versus the perks.
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Beginning in May, Southwest's popular and trademarked "Two bags fly free" mantra will no longer apply for the vast majority of its customers.
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Climbing out of debt can be difficult enough as it is. This is why it's so important to protect yourself by learning what debt collectors can and cannot do.
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Between rising credit card debt across the country and persistent inflation, knowing this credit card hack could mean all the difference financially.
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If hassling with a dealership's finance department is a headache you'd rather avoid, you might consider using a credit card for your next car purchase instead.
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Whether its best to use a credit card or debit card for everyday purchases depends on your spending habits and ability to pay off a balance.
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Avoiding this type of debt is key to having money to save, invest, and build a stable life for yourself free of high interest rates.
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By optimizing points through travel rewards credit cards, you can save significant money when flying -- especially with airline-specific cards.
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The average credit score between younger citizens and elders varies greatly, as Gen Zers haven't had nearly as much time to build solid credit.
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Credit card interest rates have recently gone up for many users in response to a proposed, but delayed, law that could impact issuers' revenue streams.
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Credit cards can be valuable tools for building credit and establishing a more fluid financial situation, but incorrect use can take years to recover from.
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According to Lending Tree, the average APR for credit cards was down 0.11% in November from October, but this was still 24.61%, which can add up fast.
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Living on a fixed income in retirement means pretty much every dollar is accounted for each month. Eliminating this burden will make budgeting easier.
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To fight fraud, credit cards have various advanced security features embedded, including a shiny "sticker" that's tough for fraudsters to counterfeit.
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This said, Kevin O'Leary's financial advice to couples needs some context, which we provide here. He didn't just offer this warning out of the blue.
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A good credit score can unlock plenty for your financial future. Building a strong one early on can mean better rates and more total credit available.
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Per Statista, nearly 49 million Americans traveled abroad in 2023. For these travelers, hopefully they had the right type of credit card with them.
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Contactless payment rose during the COVID-19 era, and it remains popular today. With this said, did you know there are limits to such transactions?
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When traveling abroad, overpaying for things, even by a little, can add up quickly. Instead, ensure you get the best deal by paying for your items like this.
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Credit card scams are commonplace, but fortunately, avoiding being scammed is simple with a bit of due diligence and awareness of what to look for.
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The new rule establishes a registry that will facilitate the CFPB's supervision of certain nonbanks. Its effective date is September 16, 2024.
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Applying for new credit can impact your credit score in ways beyond the hard inquiry/ies. Also, some issuers have rules as far as how often you can apply.
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On May 16, 2024, the Supreme Court ruled in favor of the Consumer Financial Protection Bureau 7-2, upholding the constitutionality of its funding structure.
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Debt. A reality for most, how we choose to pay that debt back is key to whether or not we do so in a cost-effective way. A lot depends on the order.
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Most consumers likely don't realize how much of their data gets collected. They also likely are unaware of how often they green-light its collection.
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