Bad Credit Affects You In More Ways Than You Realize
Bad credit affects more than simply your ability to borrow money, and it can have far-reaching impacts across your entire lifestyle.
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13 Things You Should Never Buy Brand New
Buying items from the used marketplace saves you money, and in many cases, it actually provides a better product for the long-term.
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The Sneaky Reason An Emergency Fund Could Be Your Downfall
Having an emergency reserve fund is important, but there are a few caveats to keep in mind, especially one that could lose you the money you so carefully saved.
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Are You Responsible For Your Spouse's Debt If They Die?
For a surviving spouse, there's so much to take care of, which, unfortunately, might include their partner's debt and the lenders reaching out to collect it.
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What Happens To A 401(k) When You Quit?
When you quit, there are a number of things to wrap up before moving on, and one is your 401(k). Your options will vary, depending on how much you've saved.
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What Really Happens If You Don't Pay Off Your Student Loans
Per the Education Data Initiative, it takes 20 years, on average, to pay off student loan debt. Here's what happens if you don't (and instead, go into default).
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Is It Best To Pay Off Debt Or Start Saving First?
Planning for the future can be difficult when you're dealing with growing debt and little savings. However, you need to start somehow, and this is the best way.
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Common Money-Saving Tips You Should Ignore
The internet abounds with money saving tips, but the catch is that many of these tips may not apply to your situation specifically.
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Tips And Tricks To Save Money On Your Electric Bill
With energy costs rising across the United States, these simple-to-apply techniques can help you maintain control of your energy bill.
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Accident Forgiveness Coverage Isn't Always Worth It. Here's Why
With car insurance, there are various add-ons to consider, such as accident forgiveness. What exactly is this, and how much will this benefit (really) save you?
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Unsettling Financial Statistics You Might Not Want To Hear
Many people are hesitant to talk about individual finances, but data comprising society at large often shows that certain trends persist.
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Why You Should Be Concerned About Zombie Debt
As its name suggests, zombie debt is any debt that's come back to life. If this happens to you, know your rights and what to do if a collector contacts you.
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Dave Ramsey Says You Should Avoid This Type Of Life Insurance
Financial expert Dave Ramsey has a serious gripe with a particular type of life insurance. "It's not a mild dislike," he said on his radio show. "I hate it."
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This Is The Age You Should Really Start Saving For Retirement
Before you know it, retirement will be here. And while it's never to late to start saving, you can do yourself a huge favor by starting at the right time.
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17 Genius Tips For Paying Off Your Debt
Paying off debt can seem like a monumental task, but with a proper plan in place it can be done quickly, efficiently and effectively.
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How Much Money Should You Tip Movers?
While movers don't expect to be tipped, the gesture is appreciated and has become customary over time. Here's a good starting point as far as how much to tip.
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Always Ask For This One Thing Before Paying A Medical Bill
When you receive a medical bill, you may want to pay it off immediately to close that chapter in your life. However, don't do so before you have all the info.
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13 Sneaky Ways Insurance Companies Trick You Into Spending More Money
Buying an insurance policy is often a necessary spend, but it's always a good idea to pay close attention to what you're actually paying for.
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Warning Signs You're Probably Terrible With Money
Bad financial habits can impact every aspect of your life, including mental and physical health, but these traits can be turned around.
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What Really Happens When You Go Bankrupt (And How To Recover)
Declaring bankruptcy is a more nuanced decision than many people realize, and there are actually two primary ways to go about doing so.
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5 Things To Cut From Your Holiday Budget
When it comes to budgeting for the holidays, one approach is to rethink expenses and consider workarounds that will serve the same purpose but cost you less.
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Think Twice Before Taking Out A Payday Loan. Here's Why
While a payday loan may be the only recourse a person thinks they have for quick cash, there are sobering reasons to avoid this type of loan and its fees.
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Stop Your Compulsive Spending Instantly With One Simple Tip
If you find yourself always adding items to your cart, then you may want to try this simple trick that'll give you a bit more time to consider your purchase(s).
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You Should Be Saving This Much Of Your Income For Your Holiday Shopping Budget
To keep your monthly budget from going into the red once the holidays arrive, create a holiday budget. Here's how much you should try and save during the year.
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Using Autopay For Your Subscriptions Could End Up Costing You
While autopay is a convenient way to stay in good standing with all your bills, you should avoid setting it and forgetting it when it comes to subscriptions.
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The Time Of Year To Sell Your House If You Want The Best Price
According to ATTOM's annual study of home/condo sales in the U.S., this season is historically the best time to sell your home if you want a solid premium.
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You Should Be Spending This Much Of Your Income On Groceries
While the percentage of income spent on groceries depends on how much you earn, you could aim for a range. The USDA also has food plans to help shoppers budget.
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