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Budgeting

  • A kitchen with an island, open shelving, and a closed pantry

    Despite The Cost Savings, You May Regret This Budget Kitchen Cabinet Trend

    This alternative to kitchen cabinetry is both cost-effective and a DIY pretty much any homeowner can take on. That said, there is a caveat to keep in mind.

    By Carolyn Osorio 7 months ago Read More
  • Lounge chair on a calendar page

    Attention, Retirees: Always Consider The Month You're Planning To Retire

    While you may be well aware of the difference the year you retire makes, you may be less aware that the month you choose to retire can matter, too.

    By Daniel Feininger 7 months ago Read More
  • Road sign indicating direction of a Social Security office

    Why Only Listening To Social Security Representatives Could Cost You

    Everyone is different, and claiming Social Security is a perfect case, as no two people will be the same as far as benefits, circumstance, or goals.

    By Byron Armstrong 7 months ago Read More
  • Person counting cash in their wallet

    Genius Ways To Make Money After Retirement (That Aren't Social Security)

    More Americans past retirement age are staying in the workforce today. The Pew Research Center reports around 19% of people aged 65 and older are still working.

    By Carolyn Osorio 7 months ago Read More
  • Six stacks of $100 bills standing on their end casting a shadow along a red wall

    At What Age Should You Reach Your Financial Peak?

    Not surprisingly, your financial peak coincides with your peak earning years. But these years aren't just about the present, but very much the future.

    By Eugenia Lazaris 7 months ago Read More
  • Person taking a measurement in a kitchen going through a remodel

    Splurging On This Common Kitchen Upgrade Might Cost You In The Long Run

    The specter of resale value often lurks when homeowners debate design changes, like to the kitchen. Still, don't ignore what the change might mean for you.

    By Carolyn Osorio 7 months ago Read More
  • Woman wearing a green turtleneck and holding phone smiles while looking out window

    5 Secrets The Wealthy Use To Protect And Grow Their Fortune

    One in every 15 people in the U.S. is a millionaire. No matter your net worth, you can still employ many of the same strategies to protect your money.

    By Byron Armstrong 8 months ago Read More
  • A U.S. flag shipping container hangs over other shipping containers

    5 Ways New Tariffs Will Impact Your Family's Budget

    Tariffs are coming to the U.S. economy if Donald Trump follows through with his proposed tariffs, affecting everything from garlic to furniture to fashion.

    By Larissa Zageris 8 months ago Read More
  • Luxury homes in the Hamptons in Long Island, New York

    Once You Hit This Net Worth Number, You'll Be In The Top 10%

    According to the Federal Reserve Bank of St. Louis, the top 10% in household wealth in the United States holds 67% of the country's total wealth.

    By Byron Armstrong 8 months ago Read More
  • dollar sign surrounded by clocks

    The 11 Easiest Ways To Make Extra Cash In Under One Hour

    Giving yourself a small leg up financially by walking dogs or teaching English doesn't have to require taking on another job or even a massive time commitment.

    By Daniel Feininger 8 months ago Read More
  • Sunset view of Santa Monica beach, mountains, palm trees, and beachfront city life

    The Daily Cost To Visit This Popular US Beach City Is Almost Unaffordable

    This California city was incorporated in 1886. Today, the median home price is ~$1.9M, which gives you an idea of why it's also expensive to visit.

    By Larissa Zageris 8 months ago Read More
  • DraftKings logo on a smartphone's home screen

    How To Easily Delete Your DraftKings Account

    Closing your account with DraftKings is a multistep process, but it takes only a few days. It's important to learn what happens to your information.

    By Desmond Efe-khaese 8 months ago Read More
  • Older person reviewing paperwork with calculator in living room

    Mistakes That Could Cost You Your Social Security Benefits

    Nearly 90% of retired Americans aged 65 and older receive Social Security benefits, and for many, it's a significant part (~30%) of their retirement income.

    By Byron Armstrong 8 months ago Read More
  • A smiling older couple smiling and embracing in front of house

    3 Reasons To Break The Rules And Collect Your Social Security Early

    While Social Security incentivizes workers to delay claiming benefits, there are scenarios when it makes sense to collect early, even at a reduction.

    By Byron Armstrong 8 months ago Read More
  • Balloon Fiesta balloons flying in Albuquerque, New Mexico, in 2023

    This 'Enchanting' State Is One Of The Cheapest For US Tourists To Visit

    There's a lot to explore in this southwestern state. Its natural beauty, as well as unnatural attraction (see Roswell) makes for a memorable trip on a budget.

    By Larissa Zageris 8 months ago Read More
  • Retiree sitting on couch, looking out the window

    Why The Average Retirement Age In 2024 Might Be A Little Too Early

    Per the Pew Research Center, more Americans today aged 65 and older are remaining in the workforce. Still, the average retirement age is younger.

    By Carolyn Osorio 8 months ago Read More
  • Aerial view of coastal Portuguese city

    This Cultured European Country Is A Great Place To Retire (And Cheap Too)

    Perks like a comparably low cost of living and highly ranked health care system have made this country in southern Europe a popular one with expat retirees.

    By Carolyn Osorio 8 months ago Read More
  • View of mountain landscape in Aspen, Colorado

    This Scenic Colorado Town Is Gaining A Rep For Its High Cost Of Visiting

    This winter city actually has a second high season in the summer, with the busiest days in July and early August, according to its business chamber.

    By Carolyn Osorio 8 months ago Read More
  • Pushpin in New York map of cities and Lake Ontario

    The Most Expensive Vacation Spot In New York Isn't New York City

    The high price to vacation in this Long Island hamlet isn't so surprising when you consider the median listing price for a home here is $2.8 million.

    By Larissa Zageris 8 months ago Read More
  • Social Security application for survivors benefits

    The Age You Should Be Aware Of To Claim Survivor Benefits

    Like Social Security, survivor benefits amounts depend on a beneficiary's age. The benefit reaches 100% at full retirement age, but spouses can claim it sooner.

    By Byron Armstrong 8 months ago Read More
  • Uber Eats app on smartphone

    Are Uber One Perks Actually Worth The Subscription Price?

    Uber One membership has grown by ~25 million since its launch in November 2021. Whether or not the subscription is worth ultimately comes down to use.

    By Carolyn Osorio 8 months ago Read More
  • Nighttime street view of Detroit, Michigan

    This Popular Michigan City Is One Of The Worst Places To Retire: Report

    In a recent WalletHub report, this city ranked 177 out of 182 U.S. cities to retire in, ranking above 100 for affordability, quality of life, and health care.

    By Carolyn Osorio 8 months ago Read More
  • A tray of purple, mustard, green, pink, red, orange, and baby blue buckets

    What Is The 'Bucket Strategy' And How Can It Affect Your Retirement Plans?

    This retirement strategy is one way to manage retirement income by way of "buckets" that correspond to short-, medium-, and long-term financial goals.

    By Daniel Feininger 8 months ago Read More
  • Screen perspective of an out-of-focus person pointing their finger at 401(k) icon

    3 Reasons To Break The Rules And And Take Out A 401(k) Loan

    Yes, you can borrow from a 401(k). Though there can be drawbacks, a 401(k) loan is often a better financial option, as you'll be paying yourself back.

    By Daniel Feininger 8 months ago Read More
  • Man smiling while using calculator at table with laptop, coffee cup, and paperwork

    Retirees Need To Check These Figures Before The End Of 2024

    Before the new year, it's a good idea for every person to go through a year-end financial checklist, and especially retirees living on a fixed income.

    By Daniel Feininger 8 months ago Read More
  • Hand holding a red block to stop falling blocks from hitting house figure

    What Does A Housing Market Crash Mean For Homeowners?

    We spoke with real estate expert Betsy Pepine about the ways a housing market crash affects homeowners and who among this group risks losing the most.

    By Daniel Feininger 8 months ago Read More
  • Person putting cash into glass jar marked 401K

    Little-Known Reasons Not To Max Out 401(k) Retirement Savings Contributions

    While adding to a 401(k) is important, there are reasons why trying to max out yearly contributions may not be in your best financial interest today.

    By Daniel Feininger 8 months ago Read More
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