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Budgeting

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  • older hispanic couple

    The Top 7 Retirement Regrets You'd Be Silly Not To Learn From

    Retirement is supposed to be the golden phase of life, but without proper planning and a solid routine it can be more stressful than necessary.

    By David S. Chang, ChFC®, CLU® 5 hours ago Read More
  • a nurse holds the hand of a man in a hospital bed

    How Medicare Recipients End Up Paying More Thanks To Medicare Advantage

    For nearly 30 years, Medicare Advantage recipients have enjoyed a free-market version of Medicare coverage — while everybody else pays the price.

    By Erik Bojnansky 5 hours ago Read More
  • Hot water heater in a utility room

    The Water Heater Hack That Can Save Up To 16% On Your Electric Bill

    Heating water makes up a major chunk of your electric bill. With electricity prices on the rise, slash your water heater's energy usage with this simple tip.

    By Kyle Schurman 8 hours ago Read More
  • Packages delivered to front door

    Stop Your Compulsive Spending Instantly With One Simple Tip

    If you find yourself always adding items to your cart, then you may want to try this simple trick that'll give you a bit more time to consider your purchase(s).

    By Carolyn Osorio 19 hours ago Read More
  • Well-dressed woman with sunglasses holding shopping bags

    Millennials Consider You 'Upper-Class' If Your Salary Is Above This Number

    "Upper class" means different things to different age groups, and most millennials view this six-figure salary as the benchmark for this status.

    By Jennifer Woods 23 hours ago Read More
  • An angled view of the federal U.S. Department of Education building

    New Student Loan Changes Could Affect Your Finances

    The Department of Education's recently announced student loan changes will not only affect already existing borrowers, but will also impact future students.

    By Larissa Zageris 1 day ago Read More
  • a traveler looking out a train window

    The Travel Trick Rick Steves Uses To Save Time And Money At The Same Time

    If you're looking to enjoy more exploration time during your vacation, then this combo ticket could be the perfect choice -- while also saving you money.

    By Daniel Feininger 1 day ago Read More
  • A close up of hands placing a new cell phone in a box.

    The Truth Behind Verizon's 'Free Phone' Initiative - Is It Worth It?

    While plenty of companies offer marketing tactics and sales ploys in order to lure customers, Verizon's free phone deal stands out as particularly appealing.

    By Sarah Bloomfield 1 day ago Read More
  • Faceless senior counting $100 bills

    Retirees Could See Bigger Social Security Checks Soon - Here's How Much

    If this bill becomes law, retirees could soon see a temporary increase to their Social Security checks. The measure aims to help retirees manage inflation.

    By Erik Bojnansky 1 day ago Read More
  • People moving boxes into a new home

    Berkshire Hathaway Has A Major Housing Market Prediction

    As the housing market continues to change from its pandemic peak, would-be buyers who have been holding out on purchasing could be in for good news.

    By Kyle Schurman 1 day ago Read More
  • A young doctor examining an older patient's eye

    Changes Are Coming To Medicare Advantage Plans In 2026

    As the government continues to cut funding for more and more essential programs, seniors' access to healthcare is in for some serious changes in the new year.

    By Brianna Gunter 1 day ago Read More
  • View of Solvang, California, with mountain range in the background

    Retirement Living: Moving To 'The Danish Capital Of America' Comes At A Cost

    California's Solvang has lots to offer, including a unique culture shaped by the town's Danish settler history. But the cost of living there is astronomical.

    By Kelly Boyer Sagert 2 days ago Read More
  • Wealthy couple in home.

    Even 'Upper Class' People Have This Bad Credit Card Habit

    Higher income can mean higher spending, and no matter where on the wealth scale you fall, a lot of people wind up with the same financial problem.

    By Abel Rodriguez 2 days ago Read More
  • A penny in a pile of change

    Penny Shortages Are Having An Unexpected Effect On Banks And Businesses

    Even though President Trump ordered the U.S. to stop production of the penny in February, retailers are only just starting to feel the effects.

    By Kelly Boyer Sagert 2 days ago Read More
  • a pile of credit cards on a laptop keyboard

    When Your Credit Score Reaches This Number, You Could Qualify For A Premium Credit Card

    A premium credit card could be your gateway to lower interest rates, cheap hotels, and airport lounges — but what credit score do you need to actually get one?

    By Kelly Boyer Sagert 2 days ago Read More
  • a colorful sunset over the ocean

    One Of The Best Countries For A Retiree Has A Low Cost Of Living And Two Coastlines

    Is it possible to spend your golden years in a land of sunsets, natural wonders, and thriving cultural hotspots? It sure is — and it's cheaper than you'd think.

    By Kelly Boyer Sagert 2 days ago Read More
  • Disney World castle in Orlando, Florida

    The Average Cost Of A Disney World Vacation Will Make You Pause

    A Disney World trip can cost more than the average American budgets for vacation, given the price for lodging, park entry, dining, and extra activities.

    By Tamilore Onikosi 2 days ago Read More
  • Open plains at sunset

    Retirees Be Warned: Bankrate Says This Southern State Is One Of The Worst For Retirement

    Living out your golden years on the Sun Belt may sound nice, but don't start packing just yet — as there's one southern state you should avoid at all costs.

    By Erik Bojnansky 3 days ago Read More
  • Dave Ramsey on the mic at a SiriusXM event

    The US Debt Strategy That Made Dave Ramsey Laugh

    The government is now accepting payment via the same platform many people use to cover their share of the bill at dinner, and one expert finds it idiotic.

    By Ian Patton 3 days ago Read More
  • A young doctor listens to an older male patient's heartbeat through a stethoscope

    The Medical Screening Medicare Gives Seniors For Free

    Preventative care can be pricey, so many people put it off. But older patients can receive one essential examination at no cost with the right qualifications.

    By Tamilore Onikosi 3 days ago Read More
  • A person counting coins while adding up their savings on a calculator.

    Kevin O'Leary Says This Savings Rule Could Turn You Into A Millionaire Before Retirement

    According to Kevin O'Leary, investing this percentage of your salary consistently over a few decades can have a return of over $1 million by your mid-60s.

    By Brianna Gunter 3 days ago Read More
  • Warren Buffett in a suit

    The One Thing Warren Buffett Never Leaves The House Without

    If there's anyone you should look out for his financial advice, it's Warren Buffett. And here is one asset he never leaves his house without.

    By Jack Vatsal 3 days ago Read More
  • Woman being handed a set of keys

    The Hidden Costs Of Inheriting A House That's Paid Off

    While inheriting a paid off house might sound like a dream to some, the reality can come with a laundry list of extra expenses that might not be in your budget.

    By Jennifer Woods 3 days ago Read More
  • Gray-haired lady in kitchen who is figuring out a bill.

    Retirees Can Live On Social Security Alone In This State Out West (But Only If You Don't Have A Mortgage)

    Even if their house is paid off, many people still need some form of income to get by once they leave the workforce — unless they move to the desert.

    By Erik Bojnansky 3 days ago Read More
  • Close up of couple getting keys

    You've Been Warned: This Kind Of Purchase Could Sink Your Mortgage Approval

    Lenders don't care how badly you want or need something. If buying it makes loaning you money more of a liability, you can kiss your dream home goodbye.

    By Ian Patton 4 days ago Read More
  • A senior woman reading a financial document at home in front of a laptop.

    The US State With The Lowest Average Social Security Payments

    The fact this state boasts the lowest average SSA benefits payments is not necessarily a bad thing for those looking for a budget-friendly place to retire.

    By Byron Armstrong 4 days ago Read More
  • Cruise ship setting sail.

    'Guarantee Cabins' Can Save You A Ton Of Money On A Cruise Trip

    A guarantee cabin on a cruise means you'll have a room, but you won't be the one picking it. It's discounted accommodations that are a toss up on what you'll get.

    By Abel Rodriguez 4 days ago Read More
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