You've Been Warned: This Type Of Savings Account Will Only Hurt Your Finances
When it comes to savings, you have some choices. One key factor to consider is an account's APY. Will your money's purchasing power diminish or grow?
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The Economic Impact Of A Global Tech Outage
The July 19 global tech outage that brought down millions of computer systems served as a stark reminder of how interconnected the world's IT infrastructure is.
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The Wealthy Use High Interest And High Inflation To Their Advantage (& You Can Too)
While your assets won't make you a one-percenter, that doesn't mean you can't use similar tactics used by the wealthy to grow your money, too.
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What To Do When You're Denied A Checking Or Savings Account
Being denied a checking or savings account today doesn't mean you won't be able to secure one in the future. In the meantime, you have a few easy options.
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You've Been Warned: Avoid These Common Home Equity Loan Scams
It takes on average five to 10 years to build up sizable equity in a home. Imagine that equity being stolen from you. Be on the lookout for these scam signs.
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Why You May Want To Think Twice Before Getting A Home Equity Loan
A home equity loan is a common way of accessing your home's built-up equity. This said, you'll want to do the math to know if it's right for you or not.
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The Unexpected Value Of The Rarest $20 Gold Coin
The U.S. circulated gold currency up until 1933, which is where this coin's rarity story begins and why it sold for 945,000 times its value in 2021.
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How Are Interest Rates Calculated For Home Equity Loans?
When taking out a home equity loan, you'll want to be familiar with the current U.S. prime rate and what different lenders might charge on top of it.
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What Actually Drives Interest Rates?
While thinking the Fed sets interest rates isn't entirely inaccurate, there's more to it than that; specifically, a 12-member committee you should know about.
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What's The Average Lifespan Of US Paper Money?
Though not as many people use cash as they once did, many still prefer paper currency. On that note, did you know each bill has a different lifespan.
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Can You Actually Lose Money In A High-Yield Savings Account?
HYSAs definitely earn you more money than a traditional savings account, however, there's one factor to check to ensure you don't lose purchasing power.
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These Are The Worst Places To Keep Your Savings
When figuring out the worst places to keep your savings, consider safety, of course, but also earning potential and how accessible your money will be.
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The Oldest Coin In Circulation
The oldest coin in circulation isn't American, and "oldest" likely doesn't mean what you think. We'll explain, as well as go over the coin's design and history.
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Can You Borrow Money From Chime?
Chime is a banking app, but Chime isn't a bank. It's a fintech company that partners with banks. Among its services is SpotMe. Here's how it works.
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The Unexpected Value Of A Rare Great Depression-Era $10,000 Bill
Between 1930 and 1939, the average hourly wage for a United States laborer was 45 cents. To think that during this time, the U.S. produced a bill worth $10,000.
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The Do's And Don'ts Of Using Zelle
While Zelle may be grouped together with other P2P apps, it actually works quite differently. To better understand, we asked expert Matt Schulz to explain.
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What Do All The Symbols On The $1 Bill Actually Mean?
The $1 bill's design, especially its reverse, is filled with meaning. In fact, it took six years and three special committees to come up with the final design.
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The Real Difference Between Regional And National Banks
When choosing between a regional bank and national bank, you'll want to understand certain differences like size, geographic reach, fees, and product offerings.
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What To Consider Before Buying A Foreclosed Home
If you're considering buying a foreclosed home, note there are unique considerations to this type of property that will change how you go about purchasing one.
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How Banks Bust Criminals For Shady Financial Practices
Ever wonder how banks catch crooks? In the same way that banks monitor customer behavior for marketing opportunities, they also monitor for suspicious activity.
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The Worst Places To Keep Your Money
You want your money to be safe, of course. Yet, where you're currently keeping it may not be the best place, especially when it comes to its growth potential.
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Valuable Coins You Might Have Lying Around
You might have a collectible in your coin jar. According to the Fed, Americans have kept more than half of all coins out of circulation since the pandemic.
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Will Digital Currency Ever Replace Physical Cash?
According to the IMF, in 2022, over half of the world's central banks were either exploring or developing their own CBDC, or central bank digital currency.
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Smart Things You Can Do When You Have $10K Saved
Once you've reached your goal of saving $10,000, the next big decision concerns what to do with that money, and how to make the most of it going forward.
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How To Avoid Paying Fees When Transferring Money
Transferring money has become simple as ever these days, but, depending on your method, you may incur considerable fees. Here are ways to minimize them.
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What You Should Do If You Find A Lost Wallet
Returning a lost wallet to its rightful owner is a simple task when there's an ID, but what if there isn't any identification? Here are your options then.
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Why Is 'In God We Trust' On US Currency?
The history of the country's motto "In God We Trust" appearing on U.S. currency dates back over 160 years, though its inclusion on all money is more recent.
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