Why The 'Age In Bonds' Rule Can Set Yourself Up For Retirement Success
Vanguard Group founder John Bogle believed that a diversified portfolio should include bonds, and he had an age-based formula for their allocation.
Read MoreRichard Sachek
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Stories By Richard Sachek
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Will The New 2025 Income Tax Brackets And Standard Deductions Affect You?
Each year, the IRS releases new inflation-adjusted tax brackets and standard deductions. In 2025, these adjustments are smaller than in 2023 and 2024.
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Someone Got Paid A Ton For A Piece Of Presidential History On Pawn Stars
History Channel's "Pawn Stars" has seen its share of odd, fascinating, and unexpected items. In this case, a historic box related to a famous embargo.
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Whatever Happened To Xero Shoes After It Flopped On Shark Tank?
When Xero Shoes appeared on "Shark Tank," the Sharks didn't bite. However, the startup still made the most out of its encounter with the Shark Tank Effect.
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A Seller Made More Than $100K Selling An Unexpected Commodity On Pawn Stars
Over a decade ago, a seller walked into Gold & Silver Pawn Shop (aka "Pawn Stars") and unloaded 231 pounds of this precious metal, turning a major profit.
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Clear Signs You May Have Too Much Money In Your Checking Account
While two out of five Americans report not having enough savings to cover a $1,000 emergency, there are others who may be holding on to too much cash.
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What Happens If You Contribute Too Much To Your Roth IRA
When contributing to a Roth IRA, it's crucial you know what the contribution limit is for the year. Further, remember the limit applies to all IRAs.
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Why This Special Penny From 1943 Is Worth A Ton Of Money
In 1943, approximately 40 pennies were mistakenly struck, making them among the rarest coins you'll find today. Here's why they're so special.
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When Should You Start Lowering The Price Of Your Home To Sell It Faster?
Browsing real estate listings, you'll notice price reductions aren't uncommon. However, how successful this is depends largely on when you do so.
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How To Save On Your Car Insurance
Auto insurance is pricey, but necessary in the majority of states, with 48 out of 50 states requiring drivers to carry some level of insurance.
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The 50-Cent Coin That's Worth A Ton Of Money
The U.S. half dollar dates back to 1794, and there have been three different individuals to feature on the coin's obverse. The last change took place in 1964.
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10 Ways Banking Fees Are Costing You
Many common bank fees are avoidable, you just have to know what not to do (like overdraw your account). What you manage to save in return may surprise you.
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What The New Real Estate Commission Rules Mean For Buyers And Sellers
On August 17, new real estate rules concerning commissions went into effect, just in time for the fall season, which is, historically, less crowded.
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You've Been Warned: This Common 401(k) Rollover Mistake Will Cost You
This particular 401(k) mistake will result in a hefty tax bill that is entirely avoidable. Whether a direct or indirect rollover, here's what you need to know.
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The Real Reason McDonald's Is Giving Its Classic McFlurry A New Look
McFlurry fans will surely remember when the treat's iconic hollow spoon was phased out. For the same reason, McDonald's is now set to change the McFlurry cup.
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The Underrated Money Move That Could Fund Your Next Vacation
You can expect to spend easily over $1,000 per individual for a three-day vacation these days. Here's a simple, old-school way to get closer to that number.
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Surprisingly 'Lazy' Ways To Make Real Money Online
By "lazy," we mean with little effort on your part. And while the following ideas do take considerable set-up, once done, they're pretty easy gigs.
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Lower Interest Rates Are Coming: Here's How Some Investors Stay Prepared
As Fed rate cuts loom, Money Digest's Richard Sachek, a FINRA-licensed professional, explains how investors can position themselves for the inevitable.
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10 Ways People Waste Their Money At Restaurants
While not dining out can certainly save you money, going out to a restaurant every now and then is fine, too. Just, when you do, keep in mind some frugal tips.
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Clever Ways Frugal People Save Money On Gift Wrapping
For many, wrapping paper and gift bags are gifting essentials. However, not only are they pricey but they also result in a ton of annual waste.
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At This Age, Paying Off Your Mortgage Should Be Your Biggest Money Goal
No financial advice is universal. With that said, as you near retirement, you may start to zero in on eliminating one monthly expense: your mortgage.
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Items Frugal People Buy In September
If you aim to be frugal, one way is to time your purchase(s) with the best deals of the year. Here, we go over some of the biggest discounts for September.
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US Home Prices Continue To Rise (But Annual Growth Is Slowing)
NYC, San Diego, and Las Vegas saw annual gains above 8.5% in June, per the S&P CoreLogic Case-Shiller home price index. Other top cities were less boastful.
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Why Taking On This Extremely Aggressive Financial Challenge May Be Worth The Try
One way to get your finances in order is to challenge yourself. With this one, you'll be asked to stop spending (i.e., splurging) for a certain period of time.
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Where To Exchange Your Saved Coins For Cash
Saving coins in a coin jar in an old-school way to save for a future treat, but once you're ready to exchange them for cash, what are your options?
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Use This Money-Savvy Tool The Next Time You Order Pizza. Here's Why
Per Statista, pizza is the most-ordered food in America. If this includes you, there's a way to figure out what pie offers you the best value for your money.
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Earn Money In Less Than An Hour With This Fun (And Adorable) Side Hustle
More than 30% of Americans have a side hustle today, and while many of these gigs are computer-based, this particularly fun one will take you outdoors.
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